Skip To Content

    Financing Your Home

    CONVENTIONAL

    The most common type of mortgage.


    Down Payment

    20% (could go as low as 3%)


    Best For

    The vast majority of buyers.

    FHA

    A more affordable government-backed financing option with low down payments and easier credit requirements.


    Down Payment

    As low as 3.5%


    Best For

    First-time buyers and buyers with low credit scores.

    VA*

    A beneficial loan primarily for active-duty service members, veterans, and home surviving spouses.


    Down Payment

    As low as 0%


    Best For

    Veterans and active-duty service members.

    203k

    For renovating an average home into a dream dwelling.


    Down Payment

    As low as 3.5%


    Best For

    Buyers who choose fixer-uppers.

    JUMBO

    Mortgages that are larger than the conforming limit.


    Down Payment

    As low as 5%


    Best for

    Luxury buyer or high-cost markets.

    * Subject to VA eligibility | Rates, terms, and availability of programs are subject to change without notice. [012721 322519v2]

    Take out the loan that best fits you and your family, and build the life you’ve always imagined.

    Sumeeth Theruvath

    Sales Manager | NMLS# 228019

    Allen Watts

    Loan Consultant | NMLS# 2012471

    Loan Depot Logo

    LoanDepot.com, LLC. NMLS #174457. Licensed by the VA Bureau of Financial Institutions MC-5431. To verify a license please visit www.nmlsconsumeraccess.org